Effective Date: June 1, 2018
Thank you for visiting our site! INSURESPACE Insurance Services, LLC is a licensed insurance agent in the states where it transacts insurance that places a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and product damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
By accessing or using our Services, you are agreeing to this Policy. If you do not agree to this Policy, please do not access or otherwise use our Services or any information contained herein.
Protection of Children’s Privacy
IF YOU ARE UNDER 18 YEARS OF AGE, THEN PLEASE DO NOT ACCESS THE SERVICES AT ANY TIME OR IN ANY MANNER.
Our Websites are not intended for children under the age of 18-years-of-age and are not permitted to use our Website. Protecting the privacy of young children is extremely important. We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity. For those reasons, INSURESPACE does not knowingly collect or maintain Personal Information from persons under 18 years-of-age. If we learn and/or informed of persons under 18-years-of-age, we will take the appropriate steps to delete this information. If a parent or guardian believes that INSURESPACE has in its database the Personal Information of a child under the age of 18-years-of-age, please contact us immediately using the contact in the second paragraph, and we will take the appropriate steps to delete this information.
Collection of Personal Information
Keeping your information private and secure is our highest priority. These paragraphs explain what we collect and why we collect it:
We collect personally identifiable information (“personal information”) that you submit or otherwise choose to share with us, as well as personal information received from our partners and service providers. Personal information means information that identifies you or could reasonably be used to identify you, such as your name, business name, postal address, email address, and similar information. You can generally visit our Website without revealing any Personal Information about yourself. However, to obtain your services, we will ask you to provide certain Personal Information. If you choose not to provide this information, you may be unable to obtain our services.
In addition, we collect certain non-identifiable information automatically when you engage with our Site regarding your computer or device or your interaction with our Site. This information may include the data and time your browser requested our Site, a device identifier, or Internet Protocol Address, the pages of our Site or features used or other non-identified information about your use of our Site or advertisements (“ads”).
Personal Information You Submit
We collect Personal Information from you through the Website when you choose to provide it to us. For example, if you’re a business owner and request information on our General Liability insurance product, you may provide us with your name, email address, postal address, your business’s annual income, your business’s projected annual income, and information regarding the building space you occupy. Additionally, when you submit a question or otherwise choose to contact us, you provide us with any personal information you choose to include in your communication.
Personal Information From Third Parties
We may also receive Personal Information about you from third parties. For example, we may obtain information about you from commercially available sources such as data aggregators and public databases. This information may include your name, demographic information, business name, business contact information, business location, and other similar information.
As you navigate through and interact with our Website, we may use automated data collection technologies to collect certain information about your equipment, browsing action, and patterns specifically:
- Details of your visits to our Website, specifically traffic data, location data (through IP addresses), logs, referring/exit pages, date and time of your visit to our Site, error information, and other communication data and the resources for the products you access and use on the Website; and
- Information about your computer and internet connection, specifically your IP address, operating system, language, and browser type.
The information we collect automatically may include Personal Data or we may maintain it or associate it with Personal Data we collect in other ways i.e. our surveys and forms. It helps us to improve our Website and to deliver a better more personalized service by enabling us to:
- Estimate our audience size and usage patterns;
- Store information about your preferences, allows us to customize our Site to your individual interests;
- Prevent or deter theft of our intellectual property;
- Speed up your access; and
- Recognize you when you use and return to our Website
Details about the automated data collection technologies and the specific cookies that we use can be below in Cookies and Similar Technologies section.
Use of Information
We may use the information we collect from and about you (or your device) for any of the following purposes:
- To provide you with pricing information regarding our services;
- To personalize your experience and to allow us to deliver the type of content and service offerings in which you are most interested including customized content, targeted offers and advertising through our Site, other sites, and via email;
- To improve our Website and services;
- To allow us to better service you in responding to your customer service request
- To verify and supplement you survey information;
- To send emails or other communications regarding our services;
- To respond to governmental requests and as required by applicable law, court order, and government regulations;
We do not sell, trade, or otherwise transfer to outside parties your Personal Information unless we provide you with advance notice or as otherwise described in this policy. This does not include our financial partners, affiliates, website hosting partners, and other parties who assist us in operating our Site, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our Site policies, or protect ours or other’s rights, property, or safety.
However, non-identified information may be provided to other parties for marketing, advertising, or other use.
This section describes the different types of cookies and similar technologies that may be used on our InsureSpace Website.
If you have further questions, please contact us at email@example.com.
What are Cookies and Similar Technologies Used on Our Website
Pixel tags (or web beacons). Pixel tags are small blocks of code installed on our Site which can be used to track activity on our InsureSpace Site, allows our online partners to serve cookies when you visit our Site, receive relevant device and usage data, and perform other activities relating to the monitoring and analysis of the use and performance of our Site.
Server logs. Server logs refers to the information automatically recorded by a server when your browser requests a website or other online service, such as Internet Protocol (IP) address, browser type, browser language, date and time of your request, and one or more cookies that may uniquely identify your browser.
Statistical identifiers. Statistical identifiers refer to identifiers created using your device information and certain server log information. This information, collectively, makes your browser or device sufficiently distinct for a server or similar system to reasonably determine that it is encountering the same browser or device over time. Statistical identifiers enable us to uniquely identify your browser or device for the same purpose as cookies.
These cookies and similar technologies are used to collect information about your computer or device and your interaction with our Site and ads. This information may include the online services requested (for example, insurespace.com); your device’s IP address; unique device and advertising identifiers; location data derived from your device; browser type and language; device operating system; device hardware and other characteristics; device event information (for example, crash data); information regarding your engagement with our online services (for example, features used, number of clicks, time spent on a particular page); demographic information; data contained in first-party cookies; and other non-identifiable device and usage data.
Usage of Cookies and Similar Technologies By Categories
Cookies and similar technologies used on our Site (including the information obtained through their use) fall into three categories:
Our Website utilizes first- and third-party cookies and similar technologies for analytics, product development and market research purposes, including analyzing how users arrive and engage with our Site or ads; tracking and measuring the performance and effectiveness of our Site and ads; optimizing the location of ads, features and other content on our Site; statistical reporting connection with website activity; analyzing user preferences and behaviors and market characteristics and trends in order to develop and improve our services and Sits; segment audiences to test features of Site and ads; and conduct research about our consumers and services. Our INSURESPACE Site utilizes Google Analytics that helps determine the above information. The tracking information allows us to better understand the InsureSpace traffic, and the content reached. If you would like to opt out of tracking, you can do so through Google’s settings or use a browser plugin to opt out of all Google Analytics tracking software.
Our Website utilizes first- and third-party cookies and similar technologies that are necessary in order to operate our business and maintain our Site, including preventing fraud and securing our Site; enabling users to move around our Website and use its features; and complying with applicable laws and industry standards. These cookies and similar technologies don’t gather information about you that could be used for marketing or tracking your browser activity. This category of cookies generally cannot be disabled.
Our website utilizes first- and third-party cookies and similar technologies to provide enhanced features and remember users preferences, including identifying return user when visiting our Site (for example, remembering answers to survey); keeping track of user preferences, interests, and past items viewed or utilized (for example past survey information).
Your Cookie Choices
Most browsers are set up to accept cookies by default, however, browsers typically allow individuals to remove or block browser cookies if they choose. For more information on blocking and removing browser cookies, please review your browser’s Settings or Preferences tab. Please note that removing or blocking browser cookies does not necessarily affect third party “Flash” cookies that may be utilized on our site.
In addition to removing and blocking browser cookies generally, the following opt-out mechanisms may be available where our Site utilizes the third-party cookies listed:
Google Analytics. Our Site may use Google Analytics, a web analytics service provided by Google. Google Analytics utilizes cookies and similar technologies to collect and analyze non-identified information about the performance and use of our Website. More information on Google Analytics can be found here. If you would like to opt-out of having your information collected and used as described, please use the Google Analytics opt-out available here.
Please note, disabling, removing or blocking cookies may turn off some of the features of our Site that make your experience more efficient, and some Site features may not function properly. Further, if you opt-out of having your information collected and used by us and our online partners for interest based advertising purposes, you will continue to receive ads, but such ads will not be tailored to your specific interests based on viewing data collected from your device over time and across unaffiliated sites.
Do Not Track (DNT) Headers
DNT is a concept that has been promoted by regulatory agencies for the internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites by using browser settings. The World Wide Web Consortium has been working with industry groups, internet browsers, technology companies, and regulators to develop a DNT technology standard. While some progress has been made, no standard has been adopted to date. As a result, we do not generally respond to “do not track” signals.
Information transmitted over the Internet is not completely secure, but We do our best to protect your personal Data. You can help protect your Personal Data and other information by keeping your passwords confidential.
We have implemented measures designed to secure your Personal Data from accidental loss and from unauthorized access, use, alteration, and disclosure.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Data, we cannot guarantee the security of your Personal Data transmitted to our Website. Any transmission of Personal Data is at your own risk. We are not responsible for circumvention of any privacy setting or security measures contained on the Website.